TERMS OF USE
Please read this agreement (“Agreement”) carefully before using our website. By accessing or using our website, you agree to be bound by this Agreement and all of its terms without change. This Agreement is between Accion Group, LLC, (hereinafter “Accion Group” or “Accion”) you the user, and, if you are using the website on behalf of a company or organization, such company or organization will also be considered a party to this Agreement. As a condition of your use of this website, you warrant to Accion that you will not use this website for any purpose that is against the law or prohibited by these terms. If you are under the age of 13, you may not use this website.

All materials on this website (as well as the organization and layout of the website) are owned and copyrighted, licensed by Accion or Trademarked or used with permission that is granted to Accion. No reproduction, distribution, or transmission of the copyrighted materials at this website is permitted without the prior written permission of Accion. Trademarks other than Accion’s are the property of their respective owners.

You may not without our prior written permission use any computer code, data mining software, “robot,” “bot,” “spider,” “scraper” or other automatic device, or program, algorithm or methodology having similar processes or functionality, or any manual process, to monitor or copy any of the Web pages, data, or content found on this website or accessed through this website. You may not republish Accion content or other content from this website on another website or use in-line or other linking to display such content without our permission. You may not introduce viruses, spyware, or other malicious code to this website. You represent and warrant that you use frequently updated, commercially standard virus protection software to ensure that the system you use to access our website is virus free.

USE OF SUBMISSIONS
If you respond with information including feedback or data such as questions, comments, suggestions, or the like regarding the content of this website, such information will be deemed to be non-confidential. We will have no obligation of any kind with respect to such information and will be free to reproduce, use, disclose, and distribute the information to others without limitation. We will be free to use any ideas, concepts, know-how, or techniques contained in such information for any purpose whatsoever including but not limited to developing, manufacturing, and marketing products incorporating such information.

INFORMATION THAT WE COLLECT, AND HOW WE USE IT
Accion collects information from you when you create your account for the Site, request copies of publications, subscribe for email newsletters and press releases, seek additional information regarding our services or employment opportunities, databases, or register for conferences and other Accion-sponsored events. If you do not provide such information, you will not be able to create an account for the Site, request copies of publications, subscribe for email newsletters and press releases, seek additional information regarding our services or employment opportunities. We will not sell, share, rent or otherwise make available personal information to other parties.

Personal information that we may collect includes: names, addresses, e-mail addresses, phone numbers, unique personal identifiers, financial information, subject areas of interest and/or demographic information. Accion retains your personal information for so long as is necessary to fulfil the purpose for which it was collected. We may retain your personal information for longer if it may be the subject of a legal claim, or may otherwise be relevant for future litigation.
In addition, we sometimes aggregate demographic information and the types of systems and browsers of users. Accion also may conduct user surveys on the Web or use technologies to provide Accion with information on a number of areas, such as user identity, user viewing habits, whether or not users found what they were searching for, whether the Site content is relevant to user needs, and the like.

COOKIES AND OTHER TRACKING TECHNOLOGIES
Accion may use cookies on this site and in our communications with you to keep track of your visit to our Site and our communications with you. A “cookie” is a small amount of data sent from a Web server to your browser and stored on your computer’s hard drive. Other tracking technologies work similarly to cookies and place a small amount of data on your devices to monitor your website activity to allow us to collect information about how you use our Site and our services. With most internet browsers, you can erase cookies from your computer hard drive, block all cookies, or receive a warning before a cookie is stored on your computer.

We store a cookie on your computer or device to remember this for next time. If you wish to withdraw consent at any time you will need to delete our cookies using your web browsers settings. Please be advised that certain sections or functionalities of the Site may be inaccessible to you if your browser does not accept cookies.
We may use the following types of cookies: Session cookies to enable your use of our Site and to remember your settings. Session cookies are deleted automatically at the end of your visit. Persistent cookies to improve your experience when using the Site. Web analytics cookies to analyze how the Site and our services are used. This website may use Google Analytics and Adobe Analytics.

LIMITATION OF LIABILITY
YOU EXPRESSLY UNDERSTAND AND AGREE THAT ACCION SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES (EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), RESULTING FROM: (i) THE USE OR THE INABILITY TO USE THE WEBSITE OR INFORMATION; (ii) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA; (iii) STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE WEBSITE; OR (iv) ANY OTHER MATTER RELATING TO THE WEBSITE OR THE INFORMATION. IN NO EVENT WILL OUR MAXIMUM LIABILITY TO YOU EXCEED $100.

INDEMNIFICATION
You hereby agree to indemnify, defend and hold Accion, and all of its predecessors, successors, parents, subsidiaries, affiliates, and past and present officers, directors, shareholders, investors, employees, agents, information providers, attorneys, representatives licensors and information providers (collectively, the “Accion Representatives”) harmless from and against any and all liability, losses, costs and expenses (including attorneys’ fees) incurred by you or Accion or any Accion Representative in connection with any claim arising out of any use or alleged use by you of this site or arising out of or in relation to any breach by you of the Terms and conditions, or the representations, warranties and covenants you made by agreeing to these Terms of Use. Accion reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, and in such case, you agree to cooperate reasonably with Accion’s defense of such claim.

The Terms and Conditions shall be construed in accordance with the laws of the State of New Hampshire, without regard to conflict of laws principles.